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Patty Williams, REALTOR®, real estate agents and broker for Terre Haute Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)



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First Time Homebuyers: Terre Haute Indiana home buying, real estate listings, and homes for sale in Vigo County, IN
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Let Patty Williams be Your Professional Guide! 

You might be a bit afraid or intimidated by the whole process of buying your first home. Patty can help your through each and every step of the buying process. There are no dumb questions!  

Together, Patty can help you to understand:
 

Is renting or buying better for you? 

The tax advantages of buying  

How much can you really afford? 

How to qualify for a mortgage 

What it takes to get approved for financing (what are financial institutions looking for?) 

How much your payments will be & how much cash you should put down 


Tell us a bit about what you’re looking for, and Patty can pool her resources and provide you with expert guidance throughout your home-buying adventure. There is no fee or obligation! Patty is here to help you. 

New to the home buying process? Or it’s been awhile since you’ve moved or bought a property? What are your concerns and questions? It's Patty’s job to help!  

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Real Estate Tips
Titles >Holding Title to A Condo

With condominiums becoming increasingly popular among today's homebuyers, it is a good time to clarify the terms of ownership that seem to confuse many people. Condo-type residences most commonly fall into two categories - condominiums and townhouses.

A condominium is usually a multi-story structure. Each owner-resident has a deed of ownership for his own unit and owns the space within the unit, but not the land under the structure. Therefore, condo units can be stacked vertically. Condo owners share title to the common areas of the development, including land, exterior of buildings, hallways, roofs and swimming pools -- all areas used by all occupants. Each owner pays property taxes on their unit. Also, a monthly fee is paid to the homeowners' association that is used for managing and maintaining all common areas.

A townhouse, or town home community is usually a series of single- or two-story housing units, each linked to each other horizontally by common walls. Each owner hold title to their unit and the land beneath it, thus these units cannot be stacked vertically. Typically, a townhouse unit will be a two-story residence, with the living area downstairs and bedrooms upstairs. Common areas belonging to the townhouse development are owned jointly. Each townhouse owner pays property taxes and association fees.

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Real Estate Trivia
Q 
Which metropolitan area in America currently offers the most affordable market in which to buy new homes?

A 
The housing market in Youngstown, Warren and Boardman, Ohio is currently the most affordable metro area in the U.S.
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Patty Williams, REALTOR®, real estate agents and broker for Terre Haute Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Patty Williams
Coldwell Banker Troy Helman REALTORS

788 So Third St
Terre Haute, IN. 47807
Office: 812.514.8103
Mobile: 812-208-7738
Toll-Free: 888-590-5164
Fax: 812.514.7835
Email: Patty@PattyWilliams.com

With 28 years experience, Patty has helped more than 2500 families for more than $260 million in lifetime transactions. She has both her Indiana and Illinois Real Estate Brokers licenses, and holds the GRI, Graduate Realtors Institute, professional designation from Indiana. As a principal in Williams & Associates, she is part of a team of realtors that are a top selling firm in the area.

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