Relocation Expertise
"...even though we were 500 miles away that you were there looking out after our interests."
Mike, Becky, Tyler & Trevor Nolan
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All agents are NOT alike! Find out how Patty has helped hundreds of homebuyers & sellers. Call Patty today at 812-232-6015!
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Request Patty's Free Relocation Package!
Moving your family to another town or state is a major event in your life! Patty has helped many families and individuals relocate!
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Patty Williams are some of The
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Find Out About the Latest Homes, Land, New Construction & Commercial Properties for Sale in West-Central Indiana & Eastern Illinois Before Anyone Else! We add our newest homes and other real estate listings to this web site first, and with additional photos and information not found in MLS, Realtor.com and other online sources! By signing up to receive our latest listings, we'll send you an email notice each time a new property comes on the market. You'll find out first -- before other buyers! There is absolutely no obligation, and this service is free of charge. Don't miss out! For more information on some of Patty’s featured properties and to view Virtual Tours, see her Featured Homes, or search for all area properties based on your own search criteria by searching all Local Listings.
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First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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What city boasts eight of the world's ten biggest hotels?
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Las Vegas has eight of the largest resort hotels; the latest and most extravagant is the $2.7 billion, 2,716-room Wynn Las Vegas. |
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